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Commentary
Key Questions to Ask in Designing a Pandemic Risk Insurance Program
Congress is considering establishing an insurance program that would make business interruption coverage for pandemics less expensive and more widely available. We have identified several key questions that policymakers could consider when designing a pandemic risk insurance program.
Jul 27, 2020
Research Brief
How Wildfire Risks Affect California's Insurance Market
Wildfires in California destroy thousands of structures each year, devastating homeowners and bringing heavy costs for insurers. And without an aggressive GHG emissions control strategy, climate change will likely increase the risk of wildfires in some areas. How will insurance markets respond?
Sep 14, 2020

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Journal Article
Prevalence of Buprenorphine Providers Requiring Cash Payment From Insured Women Seeking Opioid Use Disorder Treatment
Researchers used an audit (simulated patient) study methodology to examine appointment-granting behavior by buprenorphine prescribers in ten different U.S. states.
Jun 14, 2023
Commentary
Your Health Insurance May Not Be As Good As Your State Requires—and It's Perfectly Legal
Massachusetts has a law to ensure ease of access to birth control pills, saying there should be no copays and women can fill a 12-month prescription at once. Infertility care has similar protections. But many health plans don't have to comply with state laws because they are “self-insured.”
Jun 9, 2023
Report
Residential Landslide Insurance in Sitka, Alaska: Market Conditions and Options for Improving Availability
This Perspective includes a characterization of the market for landslide insurance in Southeast Alaska and a description of four approaches that stakeholders might consider to make landslide coverage more available.
Jun 7, 2023
Journal Article
Enterprise Risk Management: How Do Firms Integrate Cyber Risk?
Cyber risk has attracted boardroom-level attention. However, many cyber incidents cost companies less than 1% of annual revenues. Therefore, we examine how companies integrate cyber risk into their enterprise risk management practices.
May 26, 2023
Testimony
Health Care Consolidation
Health care consolidation reduces competition and contributes to increased health care spending. It also has not yielded improvements in quality or health outcomes for patients. What is the current state of consolidation among U.S. health care providers, insurers, pharmacy benefit managers, and private equity firms?
May 17, 2023
Testimony
Health Care Price Transparency: Opportunities to Improve Affordability and Data Effectiveness
Significant progress has been made to increase the transparency of health care prices at the federal and state levels, but much more needs to be done to leverage price transparency data. Enabling broader use of these data can help address price variation and health care spending.
May 16, 2023
Commentary
Can the Health Insurance System Handle Massive Medicaid Reductions?
For many who have or will soon lose Medicaid as monthly redeterminations restart, and for millions more who could lose insurance due to other factors like job loss, three recent policy developments might increase the chances that they find new health care coverage.
May 12, 2023
Blog
RAND Turns 75: A Look Through the Decades At World-Changing Research
From anticipating the Space Age in the 1940s to studying gun policy and COVID-19 responses in the 2020s, RAND is celebrating 75 years of research that has made a difference.
May 8, 2023
Tool
RAND HRS Longitudinal File 2020 (V1) Documentation: Includes 1992-2020 (Early Release)
This tool is a cleaned, easy-to-use, and streamlined data product containing information from the Health and Retirement Study, a longitudinal household survey that facilitates research into different aspects of population aging in the United States.
Apr 13, 2023
Journal Article
Prior Authorization Restrictions on Medications for Opioid Use Disorder: Trends in State Laws from 2005 to 2019
Researchers conducted a review of U.S. regulations and statutes between 2005 and 2019 related to medications for opioid use disorder to identify the frequency and types of prior authorization prohibitions in state laws.
Feb 9, 2023
Journal Article
An Exploratory Analysis of Differential Prescribing of High-Risk Opioids by Insurance Type Among Patients Seen by the Same Clinician
The objective of this paper is to explore how high-risk opioid analgesic prescribing varies by payer type among patients seeing the same prescriber and identify clinician characteristics associated with variable prescribing.
Feb 8, 2023
Journal Article
Trends in US Ambulatory Care Patterns During the COVID-19 Pandemic, 2019–2021
In this study, there was an increase in the return to expected rates of use of ambulatory care services between March 2020 and February 2021. This increase was lower for patients with Medicaid or Medicaid-Medicare dual eligibility.
Feb 3, 2023
Journal Article
The Quality of Occupational Healthcare for Carpal Tunnel Syndrome, Healthcare Expenditures, and Disability Outcomes: A Prospective Observational Study
We sought to examine whether quality of care for work-associated carpal tunnel syndrome is associated with healthcare expenditures or disability. Quality of care was associated with health care expenditures, but not with disability.
Nov 18, 2022
Journal Article
Part D Senior Savings Model: Model Reach and Scope
This report describes the reach and scope of Medicare's Part D Senior Savings model, which has lower, fixed cost sharing for a specified set of model drugs.
Nov 9, 2022
Commentary
Medicare Drug Price Negotiation: Key Decisions to Reach a 'Fair Price'
Government negotiation of Medicare drug prices—even for a small set of older, single-source drugs—is a remarkable policy development. But how exactly will the government do it?
Nov 7, 2022
Journal Article
Association Between Hospital-Physician Vertical Integration and Medication Adherence Rates
Increases in vertical integration were not associated with changes in medication adherence rates. However, adherence rates after vertical integration declined for non-Whites, patients over 80 years old, and patients with greater comorbidities.
Oct 28, 2022
Journal Article
The Impact of the Affordable Care Act Insurance Expansions on Opioid-Related Emergency Department Visits
We leverage ACA coverage expansions to study the impact of health insurance on opioid-related emergency department visits while accounting for potentially confounding changes in relevant state-level policies.
Oct 27, 2022
Journal Article
Evaluation of Phase II of the Medicare Advantage Value-Based Insurance Design Model Test: First Two Years of Implementation (2020–2021), and Appendixes
This report presents the RAND Corporation team's findings from its evaluation of Phase II of the Medicare Advantage Value-Based Insurance Design model test, for the years 2020 and 2021.
Oct 19, 2022
Journal Article
Do Temporary Workers Experience Additional Employment and Earnings Risk After Workplace Injuries?
We find large and persistent earnings and employment losses after workplace injury for temporary workers over and above losses for direct-hire workers at the same job. Workers' compensation benefits reduce, but do not eliminate, this income loss.
Oct 19, 2022
Blog
Microchips, Ukraine, Outer Space: RAND Weekly Recap
This weekly recap focuses on how safeguarding Taiwan is the answer to America's microchip problem, a moment of clarity in Ukraine, new rules in space, and more.
Oct 7, 2022

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Research conducted by

Researcher Spotlight

James M. Anderson

Director, Justice Policy Program

James Anderson is director of the Justice Policy Program and the RAND Institute for Civil Justice and a senior behavioral/social scientist at the RAND Corporation. He has been the principal investigator on a wide range of projects, ranging from policy implications of autonomous vehicle…
Paul Heaton

Adjunct Economist

Paul Heaton is an adjunct economist at the RAND Corporation. From 2012 to 2015, he was director of RAND's Institute for Civil Justice, and he currently is a professor at the University of Pennsylvania Carey Law School, where he codirects the Quattrone Center for the Fair Administration of…

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